For
Lenders
Spotts Towing & Recovery is a reliable, fully insured asset recovery company serving our community with professionalism and discretion. We specialize in repossession services for lenders, forwarders and financial institutions, offering prompt response times, compliant recovery practices, and clear communication every step of the way. With a trained driver, including CDL-certified operator, and state-of-the-art equipment, to handle a wide range of recoveries, we are committed to protecting your collateral while representing your company, and ours, with integrity. Our husband and wife team understands the urgency and sensitivity of each assignment and works efficiently to deliver results you can count on.
Collateral Recovery Repossession
Vendor
Industries we serve
Compliance & Standards
-
Banks & Credit Unions
-
Supporting recovery of defaulted auto loans and secured collateral with professionalism and compliance.
-
Auto Finance Companies
-
Partnering with national and regional lenders for effieint, timely repossesions.
-
Buy Here Pay Here (BHPH ) Dealerships
-
Helping independent dealers recover vehicles quickly to minimize loss.
-
Forwarding Companies
-
Reliable field agents provideing updates, photots and clear communication throughout the recovery process.
-
Fleet Management Companies
-
Recovering Overdue or Unreturned Rental Vehicles .
-
Leasing Companies
-
Handling end- of - term or default recoveries with care and documentation.
-
Insurance companies
-
Supporting theft recovery, impounds, and total loss vehicle transports.
-
Law Firms & Legal Offices
-
Assisting with court Ordered reposessions and collateral recovery
-
Private Leinholders
-
Helping individulas or small lenders recover secured property.
Insurance /Certifications
Spotts Towing & Recovery maintains comprehensive insurance coverage including general liability, on-hook coverage, and garage keepers insurance, to ensure full protection of client assests from recovery through storage. Our operator and owners, are trained and certified through the Certified Assest Recovery Specialist (CARS) Program, and we have a CDL licensed driver to safely handle a wide range of vehicles and equipment . This combination of proper coverage, certification and licensing reflects our commitment to safety, compliance, and professional excellence, giving our clients confidence in every assignment.
Want to work with us
Spotts Towing and Recovery operates with rigorous adherence to all federal, state, and local regulations governing the repossession industry. We prioritize full compliance with the Fair Debt Collection Practices Act (FDCPA), maintaining a strict zero-tolerance policy regarding breaches of the peace, to ensure every recovery is handled with lawfulness and respect. Our agency is fully insured and dedicated to meticulous documentation, the secure protection of personal property, and transparent reporting for every assignment. By upholding the highest standards of professional ethics and operational safety, we protect our clients' interests while delivering reliable and integrity-driven results.
Storage
All recovered vehicles are temporarily stored in a restriced area,that is protected by a locked gate and monitored by surveillance cameras to ensure the safety of all assets in our care. Access is not available to the public, we take great care and every precaution to maintain the security and integrity of each vehicle while in our posession.
Compliance & Standards